This cookie policy (hereinafter referred to as the "Cookie Policy") explains how cookies used on the "azwallet.az" e-wallet website (hereinafter referred to as the "Platform") and mobile applications are collected, used and stored. Our goal is to provide you with the best user experience, improve the functionality of our website and services, and ensure the privacy of your personal information. This page has been created to provide you with additional information about these technologies and how they are used on our websites, services and applications.
Cookies and similar technologies perform different functions. They are necessary for the functioning of our services, help improve the performance of our services, provide you with additional functions and ensure that you are shown relevant and targeted advertising. We also use cookies that remain on your device only as long as you maintain an active browser (session) and cookies that remain on your device longer (persistent). Depending on the capabilities of your device, you can block, delete or disable these cookies. You can manage cookies and your preferences through your browser or device settings.
By accessing the Platform, you confirm that you are fully familiar with this Cookie Policy.
BASIC CONCEPTS:
In this Cookie Policy the following definitions are used:
User – an individual using payment services provided through the platform;
E-wallet – a virtual account designed to collect funds on the User’s account, which stores funds transferred by the User to the User’s account in accordance with the Rules for Using the Platform;
Cookies – These are small text files that users save in their browsers. Cookies are used to manage the Platform, improve the user experience and collect certain information;
Essential cookies – cookies that are necessary for the proper functioning of the Platform. These cookies are placed without the requirement of the User’s consent and are necessary for basic functions;
Functional cookies - Cookies used to improve the functionality of the Platform. They provide a better user experience by remembering the user's preferences and personal settings;
Third party cookies - Cookies are collected through services provided by other organizations. For example, it can be used for analytics services or advertising networks.
REGULATION OF THE USE OF COOKIES
Cookies are small data files that the Platform or mobile application downloads to your device. These files allow the Platform to recognize you and offer more relevant services and content based on the stored data.
By enhancing the functionality of the Platform using cookies, we offer a service tailored to the individual needs of each User.
Cookies provide us with statistical information about how you use the site. Based on this information, we improve the functionality of our site and solve the difficulties that Users encounter.
We use cookies to learn how our advertising campaigns are performing and to provide you with more relevant offers.
TYPES OF COOKIES
Analytical cookies - these cookies allow us and third-party service providers to collect detailed information about how users use the Platform. These cookies do not contain personal information that we can use to track and analyse the behaviour of Users on the Platform. Our goal is to improve your user experience and improve the overall functionality of the Platform.
Essential cookies - these cookies are essential for the Platform to function properly and cannot be disabled in our system. They are usually only activated in response to service-related actions, such as your privacy settings. These cookies can be blocked or rejected in your browser settings, but this may prevent the Platform from functioning properly and some services may not be available.
Marketing cookies – these cookies are placed on your device by advertisers and ad servers to display ads based on your interests or activity on the Platform. They are also used to deliver relevant ads to you and to measure the effectiveness of advertising campaigns by tracking your visits to other websites. These cookies do not collect personal information, but simply ensure that relevant ads are delivered to you.
Functionality cookies – these cookies are used to enhance the functionality of the Platform and to ensure the convenience of future visits by remembering your preferences. For example, these cookies are used to remember individual settings, such as your language preferences, so that the Platform adapts to these settings the next time you visit.
COOKIE MANAGEMENT
Each browser offers different settings for managing cookies. You can enable, block or delete cookies from the "Settings" or "Security" sections of your browser. However, it is important to note that disabling necessary Cookies may cause some features to not work properly and the functionality of the Platform may be impaired.
You have the option to block all cookies or certain types of cookies in your browser. Blocking may prevent the Platform from working properly, especially with regard to essential and functional cookies. In this case, some services may not be available or some functions may be limited.
You can delete Cookies stored on your device at any time using your browser settings. Deleted Cookies will be recreated the next time you access the Platform, but previously saved preferences and personal settings will be lost.
The Platform may also use third-party cookies. For example, companies providing analytics and advertising services may download their own cookies to your device. To manage these cookies, we recommend that you review the cookie policies of these third parties.
Each browser and device offers different methods for managing cookies. You can control the use of cookies by changing the security and privacy settings on your browser and device. In addition, many browsers have Incognito or Hidden Mode cookies that prevent retention.
Some browsers and services offer special tools for refusing cookies. These tools allow you to refuse certain types of cookies or limit their use.
Cookie management is necessary to personalize the user experience and ensure the functionality of the Platform. By properly managing cookies, you can better protect and control your personal data.
DATA SECURITY AND PRIVACY
Our main goal is to protect your personal information to ensure security and protect your privacy. For this reason, information collected through cookies is protected in accordance with the most modern security standards and is used and transferred only in accordance with the legislation and the policies of our Platform.
The information we collect through cookies is protected by modern encryption technologies. We use high-level encryption methods to transmit your information securely over the Internet and to limit unauthorized access. In addition, the servers where data is stored are protected by modern security mechanisms and are regularly checked.
The collected information is transferred only to authorized persons and third parties, and such transfer is carried out in full compliance with the law and our privacy policy. Our partners are obliged to observe the same security measures when exchanging data. This prevents unauthorized use and distribution of your information.
Third parties that work with us (advertising and analytics providers, technical service providers, etc.) are contractually obligated to protect the privacy rights of your personal information. Information is shared with these parties only in accordance with their privacy policies and our security requirements. The shared information is not used for personal identification and is used only for the purpose of improving and personalizing our services.
Data collected using cookies is stored only for the required period of time, after which it is either completely deleted or anonymized. The storage period of data depends on its purpose. For example, data from cookies for analytical purposes may be stored for a certain period of time, but necessary cookies may be permanent for the operation of the site.
Personal data is stored only for the necessary period of time and then securely destroyed. Once the data is anonymized, it no longer has any identifying characteristics of any individual and can only be used for statistical analysis. This process ensures that your privacy rights are protected.
Our data protection and privacy policy is implemented in accordance with local and international laws. We comply with data protection laws and regulations, including the General Data Protection Regulation (GDPR) and other privacy standards. If there are any legal requirements, we only share information with the appropriate permission.
As a User, you have the right to control the information collected. You can customize the process of managing cookies and data collection using your browser and device settings. You can limit, block or completely stop collecting your data. In addition, you can request the deletion or update of your personal data at any time by sending us a request.
We regularly update our security systems and use advanced technologies to ensure data protection. To prevent potential cyber-attacks on our systems, specialized experts conduct regular checks and take preventive measures.
The security and privacy of your information is ensured by this Cookie Policy and we will notify our users in advance of any changes.
GOVERNING LAW AND DISPUTE RESOLUTION
The current legislation of the Republic of Azerbaijan shall apply to the relations between the User and the Platform in addition to this Cookie Policy.
The Parties shall attempt to resolve the dispute through mutual negotiations before resorting to court for disputes arising between the User and the Platform.
In case of failure to reach an agreement between the parties, the dispute will be resolved in the relevant court in accordance with the current legislation of the Republic of Azerbaijan.
ADDITIONAL TERMS
The Platform may make changes to this Cookie Policy without the User's consent. If the User does not agree with the changes, he/she may stop using the Platform. If the User continues to use the Platform, he/she agrees to all changes and accepts the new version of the Cookie Policy in full.
Unless otherwise stated, the new Cookie Policy will become effective upon publication on the Platform.
Any questions or suggestions regarding this Cookie Policy can be sent via the Platform's communication tools.
The current Cookie Policy is published on the Platform.
